Loan Services and Promotions / Visa Rewards

  • Democracy FCU Visa Rewards Credit Card

    • 0% APR1 12 month balance transfer
    • NO FEE for transferring balances
    • 2x points2 on purchases
    • 3,000 bonus rewards points3 on $1,000 spent in first 90 days
    • Offer expires September 30, 2017


    Apply for a Balance Transfer


    Visa Rewards Balance Transfer   Visa Gold Balance Transfer   Visa Classic Balance Transfer

    (1) 0% Annual Percentage Rate (APR) promotional Balance Transfer offer available on Visa Rewards Credit Card holders; balance transfer must be completed between July 17, 2017 and September 30, 2017 to qualify for 0% APR promotional offer. 0% promotional APR will apply to the balance transferred for 12 months; after the end of the 12 month period, the APR on the transferred balance will revert to the variable APR in place for your regular variable card rate (10.25% - 16.25% APR for the Rewards Credit Card, depending on credit). Other restrictions may apply. The total amount of your balance transfer request cannot exceed your available credit line. Please continue to make payments to your other account(s) until you know the balance is paid. Offer is effective as of July 17, 2017 and is subject to change without notice. Membership with Democracy FCU is required to obtain credit card account. (2) Bonus CURewards points are eligible for purchases made from July 17, 2017 through September 30, 2017. Points for all other purchases and balance transfers will continue to accrue at one point for every dollar spent. Democracy FCU shall determine which purchases qualify and will not be responsible for merchant misclassifications. Points will be posted to your account at the close of each billing cycle. Cash advances and finance charges do not earn points.  (3) Limited time offer. Additional restrictions may apply. Subject to credit approval. 

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