Loan Services and Promotions / Back to School Loan

  • Back to School Loan

    • Rates as low as 7.99% APR* 
    • 12 months to repay
    • 1.50% rate discount
    • Borrow up to $2,000
    • Low, affordable payments
    • Offer expires September 30, 2017

    *Rate reduction is off our currently advertised personal signature loan rates, advertised rate will be discounted up to 1.50% during the offer period, not to exceed our floor rate of 7.99% Annual Percentage Rate (APR) for up to a term of 12 months. No other discounts apply. Loan must be approved and disbursed between 7/17/2017 and 9/30/2017 in order to obtain discount. Maximum loan amount per 12-month term is $2,000. For current rates, visit our website at Offer good for New Money loans only; loans currently financed with Democracy FCU are not eligible for refinancing with this rate reduction special. Additional rates and terms are available for qualified applicants; rates, terms and conditions vary based on creditworthiness and qualifications. Subject to credit approval. Offer is effective 7/17/2017 and is subject to change without notice. Must be a member of the Credit Union to open any loan account. Payment example: A $1,000 Back-to-School Loan at 7.99% APR for a term of 12 months would have a monthly payment of $86.98. 

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