Real Estate / Home Equity Loan

PRINT
  • Home Equity Loan Rates

    Rates effective October 17, 2017October 05, 2017October 03, 2017October 03, 2017October 03, 2017October 03, 2017

    Term Loan Amount APR1 (as low as) Maximum LTV Monthly Payment per $1,000 Borrowed
    5 years $250,000 maximum 4.50% 85% $18.64
    7 years $250,000 maximum 5.00% 85% $14.13
    10 years $250,000 maximum 5.50% 85% $10.85
    15 years $250,000 maximum 6.50% 85% $8.71
    10 years $250,000 maximum 4.50% 80% $10.36
    15 years $250,000 maximum 5.00% 80% $7.91
    ***DISCLAIMERS MUST BE UPDATED ON A PAGE BY PAGE BASIS***

    Properties must be owner occupied. Other restrictions apply. (See Product Overview for full details)

    1APR = Annual Percentage Closing cost will be paid by lender. If loan is paid off within 36 months the member will be required to reimburse Democracy FCU for closing costs paid on the member’s behalf. No application fee. Subject to credit and collateral approval.

    ***DISCLAIMERS MUST BE UPDATED ON A PAGE BY PAGE BASIS***
    back to top
  • Home Equity Line of Credit

    Rates effective October 17, 2017

    Line Amount APR1 (as low as) Payment Maximum LTV
    $250,000 maximum Variable APR1 of Wall Street Prime 4.25% as printed in the Wall Street Journal on the last business day of the previous quarter. 1.50% of the outstanding balance on the last day of each month. 85%
    ***DISCLAIMERS MUST BE UPDATED ON A PAGE BY PAGE BASIS***

    Properties must be owner occupied. Other restrictions apply. (See Product Overview for full details)

    1APR = Annual Percentage Closing cost will be paid by lender. If loan is paid off within 36 months the member will be required to reimburse Democracy FCU for closing costs paid on the member’s behalf. No application fee. Subject to credit and collateral approval.

    ***DISCLAIMERS MUST BE UPDATED ON A PAGE BY PAGE BASIS***
    back to top
  • Apply Today

    To apply, contact a loan specialist today at 800-742-5582 ext 7063

    back to top