Loan Services and Promotions / Holiday Home Equity

  • Use Your Home's Equity to Get the Cash You Need

    • Fixed rates as low as 4.50% APR1
    • Borrow up to $250,000
    • Borrow up to 85% of the home value
    • No closing costs to help you save2

    To apply, contact a loan specialist today at 800-742-5582 ext. 7063.

    (1) Fixed rates available as low as 4.50% APR (Annual Percentage Rate) for owner occupied properties. Subject to credit and property approval. (2) No Closing Costs on Home Equity Loans and Home Equity Lines of Credit. If loan is paid off within 36 months the member will be required to reimburse Democracy FCU for closing costs paid on the member’s behalf. Member is responsible for depositing funds for appraisal fee and will have funds released to them when the loan closes. If a loan does not close, funds deposited will be used to reimburse Democracy FCU for the cost of the appraisal. Other fees may also have to be paid if the loan does not close.

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