Loan Services and Promotions / Member Appreciation HomeAdvantage

  • We offer everything from competitive loan options to hand-picked real estate agents.

    • Array of different loan products
    • Low, competitive interest rates
    • Up to $2,000 closing credits
    • Affordable payment options
    • Rate reset option
    • Platinum Membership Rewards designation
    • ​Cash Rewards through HomeAdvantage








    *The HomeAdvantage program is made available to you through a relationship between Democracy FCU and CU Realty Services. Program Cash Rewards are awarded by CU Realty Services to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Using Democracy FCU for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. Democracy FCU may have specific rules on how your Cash Rewards will be paid out. Cash Rewards incentives are available in most states; however, are void where prohibited by law or by the lender. Please consult with your credit union to get details that may affect you.

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