Insurance

Insurance protection is part of a solid financial plan. That’s because dependable coverage helps ensures financial relief when you need it most. And along the way, that coverage means you’ll take comfort in knowing you’re protected.

TruStage Insurance Program

Founded on nearly 80 years of working together with credit unions, TruStage makes a variety of insurance products
and programs available to members like you—and help you protect what matters most.

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Auto & Home Insurance

Your credit union membership could result in some nice savings. 

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Health Insurance

We can help you obtain coverage today.

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Life Insurance

Protect your loved ones and give yourself peace of mind.

Member’s Choice™ Borrower Security*

Protect Your Family Against the Unexpected

Life can be wonderful. But, it can also get complicated when unexpected things happen. Protecting your loan payments against death, disability, or involuntary unemployment could help protect your finances.

This protection could cancel your loan balance of payments up to the contract maximums. Protect your loan payments today so you can worry a little less about tomorrow.

Purchasing protection is voluntary and won't affect your loan approval. It's simple to apply. Ask a Democracy FCU Loan Officer about eligibility, conditions, or exclusions.*

In the Event of:                 Death                                                            Disability                                                                                 Involuntary Unemployment
What Happens:                Protected Borrower passes away.          A covered disability occurs due to injury or illness.        A covered job loss occurs.
It Cancels This:                Your payments or loan balance.             Your loan payments.                                                             Your loan payments.
You May Be Eligible If:    You have an eligible loan.                         You're a permanent employee actively working.*           You're a permanent employee actively     
                                                                                                                                                                                                                  working*/honorably discharged.
* Refer to the member agreement for a full explanation of terms and conditions.

Important note to members

*These products are optional. Insurance products are not a deposit or obligation of, or guaranteed by Democracy FCU or its affiliates. These products are not underwritten, issued, insured or guaranteed by NCUA or any agency of the federal government. Your credit approval cannot be conditioned on whether you purchase any of these insurance products. You may choose to obtain insurance from an entity not affiliated with Democracy FCU.