Insurance

Insurance protection is part of a solid financial plan. That’s because dependable coverage helps ensures financial relief when you need it most. And along the way, that coverage means you’ll take comfort in knowing you’re protected.

TruStage Insurance Program

Founded on nearly 80 years of working together with credit unions, TruStage makes a variety of insurance products
and programs available to members like you—and help you protect what matters most.

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Auto & Home Insurance

Your credit union membership could result in some nice savings. 

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Health Insurance

We can help you obtain coverage today.

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Life Insurance

Protect your loved ones and give yourself peace of mind.

Member’s Choice™ Payment Protection*

Protection if the Borrower Dies or Becomes Disabled

Member’s Choice™ Payment Protection is optional insurance that provides benefits if the borrower dies or becomes disabled during the term of the loan.

  • Cost of optional coverage can be included in your monthly loan payments
  • Pays benefits even if other insurance is available
  • Protects credit rating

Important note to members

*These products are optional. Insurance products are not a deposit or obligation of, or guaranteed by Democracy FCU or its affiliates. These products are not underwritten, issued, insured or guaranteed by NCUA or any agency of the federal government. Your credit approval cannot be conditioned on whether you purchase any of these insurance products. You may choose to obtain insurance from an entity not affiliated with Democracy FCU.