Loan Services and Promotions / Mortgage

  • Set Sail on the Vacation of a Lifetime and come home to a great low rate!

    Apply now and get approved by July 31st and receive up to $2,00 closing credits! 1
    • Low Rates
    • Purchase or Refinance
    • Cash Rewards through HomeAdvantage2
    • Win a cruise vacation for two! 


    Finance Your Home Today!

    Disclosure: (1) Limited time offer. Additional restrictions may apply. Subject to credit approval. (2) The HomeAdvantage program is made available to you through a relationship between Democracy FCU and CU Realty Services. Program Cash Rewards are awarded by CU Realty Services to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Using Democracy FCU for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. Democracy FCU may have specific rules on how your Cash Rewards will be paid out. Cash Rewards incentives are available in most states; however, are void where prohibited by law or by the lender. Please consult with your credit union to get details that may affect you. (3) Cruise vacation certificate valid for two persons for a 5 day/4 night cruise to Mexico, the Bahamas or the Western Caribbean aboard select cruises, while supplies last. Cruise certificate vacation is valued up to $1,798. Cruise Vacation Certificate recipient is responsible for port charges, taxes, customs and fulfillment fees. See cruise certificate for full details.

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