Auto Refinance

Additional benefits for peace of mind!

• Guaranteed Auto Protection - (GAP)
  
  • GAP is a supplemental benefit that enhances your standard insurance coverage. GAP pays off your loan balance on a financed, or lease vehicle, if it is stolen or damaged beyond repair.
  • GAP waives the difference between your primary insurance carrier’s settlement and the payoff on your loan; it protects the ‘gap’ between your vehicle’s value and the amount you still owe so you can feel confident in knowing your finances and vehicle are protected after an accident. Contact us to learn more and begin applying.
• Extended Vehicle Warranty
  

  Unexpected auto repairs can be budget-busting. Having an Extended Warranty with Democracy FCU can give you peace of mind by knowing you can avoid future financial stress due to mechanical breakdown. Protect your vehicle and finances from whatever life throws your way. Email us or request a call back below to get started.

• Member’s Choice™ Borrower Security*
  

  Life can be wonderful. But, it can also get complicated when unexpected things happen. Protecting your loan payments against death, disability, or involuntary unemployment could help protect your finances.

  This protection could cancel your loan balance of payments up to the contract maximums. Protect your loan payments today so you can worry a little less about tomorrow.

  Purchasing protection is voluntary and won't affect your loan approval. It's simple to apply. Ask a Democracy FCU Loan Officer about eligibility, conditions, or exclusions.*