Scheduled System Maintenance for Saturday, October 27th, 10 P.M. to 2 A.M. EST
To perform required system maintenance, all electronic services will be unavailable on Saturday, October 27th from 10:00 P.M. to 2:00 A.M. Eastern Time. You may continue to use your Democracy FCU Visa Credit and Debit cards for purchases and ATM withdrawals during this time. We apologize for any inconvenience and thank you for your patience.

Home Page

New Auto

APR as low as
2.10%
Apply Now

Home Equity

APR as low as
4.50%
Apply Now

Personal Loan

APR as low as
8.99%
Apply Now

Apply for a Loan

Open an Account

Our goal is to exceed our members’ expectations in our commitment to their financial success.

About Membership

Your accounts at your fingertips

Manage your money

Services that fit your lifestyle

Check out our checking!

Democracy Federal Credit Union is committed to providing our members with the products, services and guidance needed to meet their financial goals.

Tell Us How We're Doing