Online & Mobile Banking
Manage Your Accounts
Get a quick glimpse of all your accounts and activity.
Send Money with Zelle®
Zelle® is a fast, safe, and easy way to send money directly between almost any bank or credit union account in the U.S.
Deposit Checks
Deposit checks from your phone from anywhere, anytime!
Card Controls
Control transactions processed on your debit/credit card(s).
Bill Pay
Make a quick single payment using the mobile app. You can also view all scheduled payments as well as your payment history.
Live Chat
Have a question about your accounts or the app? Connect with us through video, audio, or live chat directly in the app!
Transfer Funds
Transfer money between your accounts with a quick click of a button! You can also view your activity.
Buying power of members achieving their financial freedom
Staff years dedicated to supporting our members financial freedom
Average member credit score increase after working with our financial counselors
Credit Union in DC, VA, & MD
Democracy FCU is a member-owned financial credit union.
As a credit union local to the metropolitan Washington, DC, area, we serve portions of MD and Northern VA within the boundaries of our community. Democracy Federal Credit Union commits to building lasting and fulfilling relationships with our members through our extensive financial products and credit union services. Membership means partnering with people who care about their community and the financial future of those living, working, serving, worshiping, or learning within it.
At Democracy FCU, we believe in financial freedom for all. As experienced credit union lenders, our finance freedom team understands that solutions are not one-size-fits-all and strives to reduce financial hardship.Local credit union members can manage their money with easy access to beneficial resources and custom products that fit their unique needs. Learn more about our exclusive services or apply for membership online today.
*APR = Annual Percentage Rate. New money only. No other discounts apply. Rates, terms, and conditions vary based on credit worthiness and other qualifications and are subject to change.