It's all about you.
At Democracy FCU, our members are the heart of everything we do. As a member-owned cooperative, your success is our success. We reinvest earnings to offer lower loan rates, competitive investment options, financial education, and exceptional service. Our doors are open to those who live, work, worship, study, or do business in Washington, D.C., and parts of Maryland and Northern Virginia. Together, we’re building a stronger financial future for our entire community.
Our Core Culture Values
Your success is our success... but what does that mean?
Passion
We are driven in heart and mind to go the extra mile for our work, our members, and each other.
Integrity
We do what we say we'll do.
Positive Attitude
We have the state of mind that envisions and expects phenomenal results.
Collaboration
We work together across the boundaries to meet the needs of our members - nothing else matters.
Commitment
We have relentless belief in our mission that translates into daily action.
Ownership
We take pride and responsibility for the work we do - it is a reflection of me, my team, and the members we serve.
Since 2016, Democracy Federal Credit Union has been honored to be a certified Community Development Financial Institution (CDFI) by the U.S. Department of the Treasury.
CDFIs are organizations with a mission to serve low-income and underserved communities. Through our CDFI status, we receive federal grants that we channel back into our local community. These resources empower Democracy FCU to advance our goal of building a happier, healthier community through financial inclusion.
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Community
Involvement/Governance/Diversity
At Democracy FCU, we’re all about keeping the spirit of community alive, rooted in the democratic principles that make credit unions special. We believe that everyone should have a voice—whether it’s through representation or volunteer participation in our activities. We’re committed to ensuring that our staff and volunteers reflect the rich diversity of our community.
Commitment to the Credit Union Movement
We’re proud to support and uplift our community by contributing financial and in-kind resources, and we advocate for the credit union difference, from local to national. Through our Community Give Back Program, we’re able to offer donations, food, and supplies to those in need, as well as assist our members with programs designed to ease financial hardships. Together, we’re building a stronger, more vibrant community!
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