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Insurance

TruStage Insurance Program

Founded on nearly 80 years of working together with credit unions, Democracy Federal Credit Union offers the Tru-Stage insurance program. It provides its members with a range of insurance products including auto, home, health, and life insurance. The program aims to safeguard what's most important to its members while reducing insurance premiums.

Auto & Home Insurance

Auto and home insurance can be costly. That’s why we work with the TruStage insurance program to offer potential discounts. Your membership and insurance coverage could lead to significant savings along the way.

Health Insurance
Your health should never take a backseat because of financial difficulty. Click here to learn more about your health insurance options with the TruStage program.

Life Insurance

Life insurance is a beneficial resource that protects your loved ones in case of a sudden emergency. It makes handling everyday costs and debts more manageable.

With the TruStage Insurance Program, you can select a variety of credit union insurance coverage to prepare for the unexpected. Click the link to find out more about your options.

Member’s Choice™ Borrower Security*

Protect Your Family Against the Unexpected

Life is a beautiful experience. But when tragedy strikes and financial burdens pile up, life becomes extremely difficult to enjoy.

You have the power to protect your family from unexpected situations by signing up for credit union insurance. If you have loan payments, the Member’s Choice Borrower Security will secure them against death, disability, or involuntary employment to safeguard your finances.

Credit union insurance coverage could cancel your loan balance of payments up to the contract maximums. In return, you’ll be able to sleep soundly knowing that your finances are managed properly, and that the debt won’t fall upon your family.

Purchasing protection is voluntary and won't affect your loan approval. It's simple to apply. 

There’s no need to rush into a decision right away. Call our branch and ask a Democracy FCU Loan Officer about eligibility, conditions, or exclusions.*

Important note to members
*These products are optional. Insurance products are not a deposit or obligation of or guaranteed by Democracy FCU or its affiliates. These products are not underwritten, issued, insured, or guaranteed by NCUA or any agency of the federal government. Your credit approval cannot be conditioned on whether you purchase any of these insurance products. You may choose to obtain insurance from an entity not affiliated with Democracy FCU.