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Home Equity

To apply, contact a Loan Officer today at 800-742-5582 extension 5505 or request a callback. You can also download the application and send it completed to us by email at mortgages@democracyfcu.org or fax to 571-527-2333.

Based on $60,000 @ 5% APR for 72 months the estimated monthly payment would be $966.55 per month.

Home Equity Loans

Are you looking for a one-lump sum to use any way you would like?
Our Home Equity Loan Program is perfect for you!

  • Borrow up to 85% of your home’s value
  • Loan amounts from $10,000 - $250,000
  • Fixed monthly payments
  • Great for debt consolidation, home improvements, education funding, and extra emergency funds

Home Equity Lines of Credit

Our home equity line of credit is for you if you’d like to access funds on an ongoing basis.

Apply today and enjoy:

  • Credit Lines from $10,000 to $250,000
  • Perfect for recurring expenses
  • Only pay on the funds you use
  • Borrow up to 85% of your home’s value

What you should know about Home Equity Lines of Credit

To apply, contact a Loan Officer today at 800-742-5582 extension 5505 or request a callback. You can also download the application and send it completed to us by email at mortgages@democracyfcu.org or fax to 571-527-2333.

Closing costs will range as the amount varies based on the county and state.  The max APR is 18% on all consumer loans, homeowners’ insurance is required.

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