Auto Loans

We offer additional benefits to fit your needs!

• Guaranteed Auto Protection (GAP)
  
  • GAP is a supplemental benefit that enhances your standard insurance coverage. GAP pays off your loan balance on a financed, or lease vehicle, if it is stolen or damaged beyond repair.
  • GAP waives the difference between your primary insurance carrier’s settlement and the payoff on your loan; it protects the ‘gap’ between your vehicle’s value and the amount you still owe so you can feel confident in knowing your finances and vehicle are protected after an accident. Contact us to learn more and begin applying.

  *Gap does not pay lease vehicles

• Auto Advantage Program
  
  • Auto Advantage Program is a complimentary deductible with the purchase of GAP. It pays a certain amount of money per loss to your vehicle (unlimited losses per year) when a loss is filed and paid by your primary insurance company for a covered vehicle that you own or lease, and insures under an auto insurance policy designating you as the named insured. Contact us to learn how we can help protect your vehicle with Auto Advantage Program.
• Extended Warranty
  
  • Unexpected auto repairs can be budget-busting. Having an Extended Warranty with Democracy FCU can give you peace of mind by knowing you can avoid future financial stress due to mechanical breakdown. Protect your vehicle and finances from whatever life throws your way. Email us or request a call back below to get started.

  Contact Us Here For Auto Extras