All Democracy Federal Credit Union branches will be closed on Tuesday, November 11, 2025, in observance of Veterans Day. You can still access your accounts easily through Online and Mobile Banking.
Government Shutdown
If you are facing financial challenges related to the government shutdown, we are here to help.
Certificates
Share Certificates
A secure way to save money.
Share Certificates offer a higher dividend rate than a regular Share Savings account. Our Share Certificates offer competitive rates, so your savings grow as quickly as possible.
To get more information or to open a Share Certificate, call us today!
Note: This Available for Youth Certificates only. Youth Certificate Accounts are for members under the age of 18. Additional deposits can be made to a youth certificate account to encourage savings. Once the owner turns 19, the additional deposit feature is not available.
Open a certificate of deposit account with
and at an interest rate of
%,
it will grow to
in
months.
The account will have earned
in interest.