Savings

Democracy Share Saving Account 

• $5 minimum deposit to open an account and become a member
• $10 Membership Fee
• Share secured loans let you borrow against your savings
• FREE -- Funds Federally Insured by NCUA up to $250,000
• FREE – Excess Share Insurance provides an Additional $250,000 in Coverage

Holiday/Vacation Savings Account

Holidays and vacations don’t have to derail your financial security. Our holiday and vacation accounts let you enjoy the season without piling up debt.

• Earn daily dividends on balances over $100, paid and compounded quarterly
• Payroll deductions can deposit funds automatically
• Funds can be automatically transferred into your savings or checking account
• You decide how much to save each month and how many months you want to save for

Kasasa® Saver and more!

A simple way to save more money no extra effort

• 1.00% APY* on balances up to $50,000
• .20% APY* on portion of the balance above $50,000
• .01% APY* even if qualifications aren’t met
• Links to your Kasasa Cash or Kasasa Cash Back checking for easy savings
• No minimum balance requirement to earn the higher rate

No additional qualifications. Earn your Kasasa Cash or Kasasa Cash Back rewards and, congrats — you already qualify for a higher Kasasa Saver rate, no additional qualifications! And if you miss a month, don’t sweat it. You still earn a base-rate on your savings.

Special Accounts

Custodial Accounts: Our Custodial Account allows an adult to save money for a child until the child turns 18 or 21 (depending on account structure); control goes to the child when he or she comes of age.

Revocable Trust: Assets in Revocable Trust accounts are transferred to heirs automatically at the time of death; avoids probate and makes funds available fast.