A Share Savings account establishes you as a member/owner of Democracy FCU. We exist solely to provide affordable financial services to our members, including highly competitive rates on loan and investment products.
If you need an investment account with a checking option check out our Money Management Account.
Holidays don’t have to derail your financial security. A Holiday Savings account lets you enjoy the season without piling up debt.
Start saving now for your next getaway. There's no maturity date so you can vacation when you need it most.
Our Special Needs Savings Accounts help manage funds for estate planning and inheritance.
Custodial Accounts: Our Custodial Account allows an adult to save money for a child until the child turns 18 or 21 (depending on account structure); control goes to the child when he or she comes of age.
Estate Accounts: An Estate Account separates funds outside your personal account from those of a deceased joint owner; taxable under the estate’s Tax ID number.
Revocable Trust: Assets in Revocable Trust accounts are transferred to heirs automatically at the time of death; avoids probate and makes funds available fast.