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Democracy Share Saving Account 

  • $5 minimum deposit to open an account and become a member
  • $10 Membership Fee
  • Share secured loans let you borrow against your savings
  • FREE -- Funds Federally Insured by NCUA up to $250,000
  • FREE – Excess Share Insurance provides an Additional $250,000 in Coverage

Holiday/Vacation Savings Account

Holidays and vacations don’t have to derail your financial security. Our holiday and vacation accounts let you enjoy the season without piling up debt.

  • Earn daily dividends on balances over $100, paid and compounded quarterly
  • Payroll deductions can deposit funds automatically
  • Funds can be automatically transferred into your savings or checking account
  • You decide how much to save each month and how many months you want to save for

Kasasa® Saver and more!

A simple way to save more money no extra effort

  • 1.00% APY* on balances up to $50,000
  • .20% APY* on portion of the balance above $50,000
  • .01% APY* even if qualifications aren’t met
  • Links to your Kasasa Cash or Kasasa Cash Back checking for easy savings
  • No minimum balance requirement to earn the higher rate

No additional qualifications. Earn your Kasasa Cash or Kasasa Cash Back rewards and, congrats — you already qualify for a higher Kasasa Saver rate, no additional qualifications! And if you miss a month, don’t sweat it. You still earn a base-rate on your savings.

Special Accounts

Custodial Accounts: Our Custodial Account allows an adult to save money for a child until the child turns 18 or 21 (depending on account structure); control goes to the child when he or she comes of age.

Revocable Trust: Assets in Revocable Trust accounts are transferred to heirs automatically at the time of death; avoids probate and makes funds available fast.

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