Share & Certificate Loans

Loan Details

With a Share Secured Loan, you borrow against your savings at Democracy FCU and receive a low-rate loan, while still earning interest on your financial resources on deposit!

• Low- rate loan is secured by funds in your savings account or in share certificates
• Good alternative to adding to higher cost credit card debt
• Streamlined application process with no credit review with Democracy FCU
• Continue to accrue dividends during the loan period
• Member Choice Borrower Security
• Helps build or repair credit