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Credit and Debit Card Issuance

Share & Certificate Loans

Loan Details

With a Share Secured Loan, you borrow against your savings at Democracy FCU and receive a low-rate loan, while still earning interest on your financial resources on deposit!

  • Low- rate loan is secured by funds in your savings account or in share certificates
  • Good alternative to adding to higher cost credit card debt
  • Streamlined application process with no credit review with Democracy FCU
  • Continue to accrue dividends during the loan period
  • Member Choice Borrower Security
  • Helps build or repair credit

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