Mortgage and Consumer Loan Officer Jules King has extensive knowledge and over the last 17 years has become very passionate about helping people achieve their home-ownership dreams. He will be there for you every step of the way to make sure you feel confident and informed, whether you are buying, refinancing or building. Jules is ready to help you understand your unique needs, discuss your options and help you make the most of your money!
Phone: (703) 647-7063
Mail: Attn: Jules King c/o Democracy FCU,
400 N. Columbus Street, Alexandria, VA, 22314
If you’re tired of refinancing your mortgage to keep up with lower rates the HarmonyLoan is right for you. The HarmonyLoan™ is a unique mortgage loan offered by Democracy FCU through our mortgage partner Credit Union Mortgage Association.
With a HarmonyLoan™ when interest rates fall, you manage your own rate-reset online. A simple "click" locks in your new interest rate. You may be eligible to request a reset of your rate or the fixed rate period of your loan every 120 days.
The HarmonyLoan™ program resets your interest rate with No Points and No Closing Costs. It’s fast, easy and affordable.
When you refinance a traditional mortgage loan, the rate is based on your current financial situation. Changes in your situation—such as a job loss, salary reduction or significant purchase—can impact your ability to qualify for a refinance. With the HarmonyLoan™ as long as you pay on time, you can lower your rate instantly.
To find out more details about the HarmonyLoan™, call 703.647.7066.