Item | Fee | Alert Me |
---|---|---|
Automatic Share Transfer (to cover overdrafts) | $5 per occurrence | |
Insufficient Funds Share Draft/Point-of-Sale/Auto Debit Overdraft (whether paid or not) | $30 | |
Overdraft Privilege Fee | $32 per item paid | |
Stop Payment - Placed Electronically by phone banking or online banking or staff assisted | $30 per check/series | |
Check Cashing Fee | $3 | |
Share Draft/Deposit Item Copy | $7 | |
|
Item | Fee | Alert Me |
---|---|---|
New Membership Fee | $10 per membership | |
Account Closure (within 60 days or 2 months of opening) | $10 | |
Returned Deposit Item (written/issued by member depositor) | $25 | |
Account Research | $20 per hour | |
Statement Copy | $10 per paper copy (avoid this fee by signing up for eStatements) | |
Monthly/Quarterly Paper Statement1 | $5 per statement mailed | |
Incoming Wire Transfer | FREE | |
Outgoing Domestic Wire Transfer | $20 | |
Outgoing International Wire Transfer | $30 | |
Money Order | $3 | |
Official Check | $7 | |
Stop Payment on Official Check | $25 | |
Legal (tax liens, levies, garnishments, etc.) | $100 | |
Bad Address | $5 per month | |
Inactive Account (no financial activity for 12 months)2 | $15 per month | |
Escheat (charged after 36 months of inactivity) | $100 or account balance, whichever is less | |
Mortgage/Asset Verification | $10 | |
Duplicate Lien Release | $10 | |
Express Delivery (requests requiring expedited delivery) - Documents | $20 | |
Express Delivery - Credit Card | $65 | |
Express Delivery - Visa Check Card | $65 | |
Staff Assisted Phone Transfer | $5 | |
Money Management Special Handling (withdrawal limits exceeded, check improperly issued) | $5 per occurrence | |
Shared Branch | $3.50 per transaction | |
Loan Phone Pay | $10 | |
VISA Over Limit* *if opted in | $25 | |
Item | Fee | Alert Me |
---|---|---|
iTalk Transactions | FREE | |
ACH Reject Fee | $15 per item | |
Plastic Card Replacement | $20 | |
Online Banking | FREE | |
Internet Bill Pay | FREE | |
Internet Bill Pay Insufficient Funds | $30 | |
Internet Bill Pay Stop Payment | $26 | |
Internet Bill Pay Inquiry | $18 | |
Internet Bill Pay Check Copy | $25 | |
Non-Proprietary ATM Withdrawals1 | $2 | |
Democracy FCU ATM Withdrawals with Non-Proprietary Card | $3 | |
Point-of-Sale Transactions | FREE | |
Foreign Exchange Fee (Visa Check Card)2 | 1% of transaction amount | |
Visa Card Annual Fee | FREE | |