Democracy FCU Blog

Finding the right credit card doesn’t have to be stressful. At Democracy Federal Credit Union, we offer three Visa® credit card options tailored to your needs – whether you want rewards, predictable low rates or a smart way to build credit. Plus, with balance transfer savings and no hidden fees, you’ll have more control over your finances and more money in your pocket.

Being able to budget, improve your credit score and get out of debt does not come naturally to anyone. These are skills that everyone needs help learning! We’re here to help you get started on the path to financial literacy with the help of financial counseling.

Even in uncertain times, it’s important to work on creating financial security by saving for retirement and your short- and long-term goals. There are many factors that go into building financial security, but we’re here to help you find the best deposit accounts for you.

Emergencies are stressful – and having to worry about covering the costs is even worse...

Recently more people have been making the switch from a bank to a credit union, but what’s the difference? Find out the many benefits of joining a credit union near you and learn how easy it is to become a member.

Maximize savings through auto refinancing with practical tips. Discover how timing, lender choice, and loan terms play a role in meeting your financial goals.

If you're struggling to find the best low-interest credit card, our guide offers expert advice and practical tips to help you pick a card that suits your needs.

Discover who can join a credit union and how to become a member. Learn the benefits and steps involved with this helpful guide on credit union membership.

Discover the benefits of auto refinancing through a credit union and how it can transform your finances. Learn about lower rates and enhanced member perks.

Looking to get a low-rate credit card? Find out what credit score you need, the factors that affect it, and helpful tips for choosing the best card.