Join

Joining Democracy FCU is easier than you may think. Most residents and workers in the DC Metro area are eligible to join! And once you're a member, you're a member for life - even if you change jobs or move away.

Democracy FCU members receive access to benefits such as competitive loan and deposit rates, 24/7 access to your accounts, financial education resources and more! 

Membership Has It's Benefits

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We're Your Partner

We're here for you when you need us. 

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We're In Your Neighborhood

Convenient access to over 5,000 branches and nearly 30,000 ATMs.

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Competitive Rates on Loans

Compare us to other lenders.

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24/7 Access to Your Account

You're going places. Take us with you with our convenient eServices.

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Member Discounts

Enjoy exclusive benefits on auto and signature loans. 

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Member Referral Program

Earn money for new member referrals to Democracy FCU!

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Eligibility

Find out if you're eligible by location or your employer.

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Membership Rewards

Get rewarded for your membership!