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Are you qualified to be a credit union member? Check our membership requirements below:

The field of membership of Democracy Federal Credit Union is limited to:

  1. Persons who live, work (or regularly conduct business), worship, or attend school in, and business and other legal entities located in one of the following: 
    • Washington, District of Columbia 
    • Underserved area of Alexandria City, Arlington County and Fairfax County, Virginia 
    • Underserved area of Prince George’s and Montgomery Counties, Maryland
    • check your zip code
  2. Immediate family of a member or living within the same household as the member. You can be a relative by blood, adoption, legal custody, marriage, or domestic partnership (those persons involved in a domestic partnership for a minimum of six months).
  3. Select Employee Groups (SEGs). Check your membership eligibility to see if you fall under the list of companies where membership has been approved under this common bond.

Check your membership eligibility

Membership in 3 east steps! Check eligibility, provide your info, then open an account!

Opening an account and becoming a member is fast and easy!

Switch from a bank to a credit union and save with credit union membership benefits.

As a local credit union with the best rates, we put our members first. Learn how to join a federal credit union:

Get rewarded for your membership!

At Democracy Federal Credit Union, we appreciate your business and your trust in us.

As a local credit union with loyalty rewards and new member discounts, we would like to say THANK YOU by offering an additional reduction on our already low interest rates for signature and auto loans.*

Join today to enjoy a rewarding credit union membership!