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At Democracy FCU, we take the safety and security of your account very seriously. We are committed to taking the necessary steps to ensure your account is protected against fraud and that it is constantly monitored.
Democracy FCU utilizes the latest software protection to maintain the security of our member’s accounts, but it’s important to always be proactive. Take a moment to familiarize yourself on the different types of fraud criminals use today.
Democracy FCU will never solicit your password, date of birth, Social Security Number, account details or any other personally identifiable information via email. If you believe that you’ve received a phishing email, phone call, text or social media message from us, please contact us immediately!
If you supplied personal information via email, phone, social media or other means to someone you suspect was scamming you, contact Democracy FCU at 800-742-5582.
Please contact us immediately if you believe that the security of your accounts or financial information has been compromised.
Phishing uses email, text messages, and sometimes phone calls to get people to disclose private information that can be used for identity theft.
Phishing uses email, text messages, and sometimes phone calls to get people to disclose private information that can be used for identity theft. Do not respond to any email, text message, or phone call asking you to provide your social security number, credit card number, account number, or passwords/PINs. When we do contact you using one of these means, we will not ask you for that information. We will verify the information we have already on file. If you are contacting us, then we will ask you to verify who you are using information such as last four of your SSN, password, date of birth, or even last transaction or loan information. If you are ever unsure, please stop what you are doing and contact the credit union directly.
Online banking is an easy way to access your account or handle basic transactions without having to come to one of our branches. It is up to you to take the appropriate precautions to protect your own data, including any information that can be used to access or transact against your account. However, we have some tips to help you stay safe while using our online banking platform.
Use a strong password that is not easily guessed that includes letters, numbers, and symbols
Enjoy the convenience of Democracy FCU’s ATMs at each of our locations but remember to use caution when using our ATM’s in terms of maintaining your privacy.
Be aware of people and your surroundings before, during, and after you use an ATM, particularly at night.