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Borrow up to $2,000!
Instant cash with no credit check!

Personal Loans

Get them the supplies they need to be successful! Borrow up to $2000. 7.20% APR. 12 month term. Certain restrictions apply. Click to apply for a summertime loan.

Personal Loans

Personal are specifically designed to meet your changing needs. Use them for holidays, vacations, emergencies, and lifestyle, your choice. Receive one lump sum and pay it back in fix monthly payments.

  • Personal Loans
    • Loan amounts from $100 to $40,000*
    • Flexible terms up to 84 months*

    Apply

    *Certain restrictions apply. Some products may not be combined with other Democracy FCU discounts. Loan decisions based on member qualifications and credit score.

  • Summertime Loan
    • Borrow up to $2,000*
    • 7.20% APR*
    • Pay it back in 12 months
    • Perfect for summer vacations, summer projects at home, and more!

    Apply

    *Certain Restrictions Apply

     

  • CASH-N-GO
    • $1,000 with proof of income required
    • $1,500 with a direct deposit of at least $138 within last 30 days
    • No Credit Check!*
    • Easy to apply
    • Same day cash
    • Helps you build credit
    • Emergency cash
    • Pay it back in 12 months*
    • 30 days membership

    Apply

    *Certain restrictions apply

  • Personal Lines of Credit
    • An unsecured loan that makes cash available when you need it most
    • Receive Line of Credit checks you can use instantly to draw on your credit line
    • Transfer funds from your line of credit to your checking account through Online Banking 

    Apply

  • Move Me Loan

    Looking to rent? Make moving into your new place a reality with our Move Me Loan!

    • Fixed rate of 7.00% APR*
    • Minimum amounts starting at $1,000 up to $8,000*
    • Defer payments for 60 days!*
    • Terms up to 48 months*

    Apply

    *Certain restrictions apply. Some products may not be combined with other Democracy FCU discounts. Loan decisions based on member qualifications and credit score.

Calculate Your Personal Loan Payment

Enter Desired Loan Amount
72 months
Payment Amount
60 months
Payment Amount
48 months
Payment Amount
24 months
Payment Amount

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Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

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