Personal Loans

Personal Loans

Personal are specifically designed to meet your changing needs. Use them for holidays, vacations, emergencies, and lifestyle, your choice. Receive one lump sum and pay it back in fix monthly payments.

• Personal Loans
  
  • Loan amounts from $100 to $40,000*
  • Flexible terms up to 84 months*

  Apply

  *Certain restrictions apply. Some products may not be combined with other Democracy FCU discounts. Loan decisions based on member qualifications and credit score.

• Summertime Loan
  
  • Borrow up to $2,000*
  • 7.20% APR*
  • Pay it back in 12 months
  • Perfect for summer vacations, summer projects at home, and more!

  Apply

  *Certain Restrictions Apply

   

• CASH-N-GO
  
  • $1,000 with proof of income required
  • $1,500 with a direct deposit of at least $138 within last 30 days
  • No Credit Check!*
  • Easy to apply
  • Same day cash
  • Helps you build credit
  • Emergency cash
  • Pay it back in 12 months*
  • 30 days membership

  Apply

  *Certain restrictions apply

• Personal Lines of Credit
  
  • An unsecured loan that makes cash available when you need it most
  • Receive Line of Credit checks you can use instantly to draw on your credit line
  • Transfer funds from your line of credit to your checking account through Online Banking 

  Apply

• Move Me Loan
  

  Looking to rent? Make moving into your new place a reality with our Move Me Loan!

  • Fixed rate of 7.00% APR*
  • Minimum amounts starting at $1,000 up to $8,000*
  • Defer payments for 60 days!*
  • Terms up to 48 months*

  Apply

  *Certain restrictions apply. Some products may not be combined with other Democracy FCU discounts. Loan decisions based on member qualifications and credit score.