Member Loyalty

Get rewarded for your years of membership with us. 

At Democracy Federal Credit Union, we appreciate your business and your trust in us. Therefore, for your years of loyalty to Democracy FCU, we would like to say THANK YOU  by offering an additional discount on our already low-interest rates for signature and auto loans.*

New Member Rewards

New Democracy FCU Members have 90 days to take advantage of any two of the below offers:

• 0.50% APR* discount on auto loans with rates as low as 2.35% APR!*
• 0.25% APR* discount on Signature Loans with rates as low as 8.99% APR!*
• Earn 3,000 bonus points when you spend $1,000 in the first 90 days with your Democracy FCU VISA Rewards Credit Card!*

• VIP Members - 62+ years, or $5K-$15K combined balances or 20+ transactions per month
• Executive Members - $15K+ in combined balances or 30+ transactions per month
• Presidential Members - $100K+ in combined balances or 40+ transactions per month
  
  

Additional discounts include: 

• Promotional rates on loans and deposits
• Discounts at major retailers in-store and online
• Sprint Mobile service discounts
• New member discounts

Member Rewards Program

Learn More

*Loan Disclosure/Certificate Disclaimer: Cannot be used in conjunction with other promotions or discounts. Certain restrictions may apply.