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Mobile Banking Features

Mobile Banking Features

Dashboard

Get a quick glimpse of all your accounts and activity. The dashboard will also tell you if you have any new messages or notifications that need your attention.

Mobile Deposit

Deposit checks from your phone from anywhere, anytime! Provide front and back photos of your check and confirm the amount. Funds deposited through mobile banking are processed like all other deposits and are subject to our Funds Availability Policy.

Message Center

Create, reply to and view secure messages with Democracy FCU. Have a question about your accounts or the app? Send us a message right from your mobile device!

Savings Goals

View savings goals you’ve created in your online banking account. See how much you’ve saved and how much you have left with our goal bar. Goals can only be viewed. To create or edit a savings goal, please do so in your online banking account.

Settings

Get access to a wide range of settings, including: editing your profile information, updating security information, changing the account color coding, selecting a background theme, viewing and changing your desired notifications, determining favorite widgets, changing your password and even updating your contact information.

Budgets

View budgets you’ve created in your online banking account. See how much you’ve spent and how much you have left to spend with our bar. Budgets can only be viewed. To create or edit a budget, please do so in your online banking account.

Bill Pay

Make a quick single payment using the mobile app. You can also view all scheduled payments as well as your payment history.

*Note - to complete single payment bill pay, you first must set up the payee in your online banking account.

Accounts

Get the full scoop on all your Democracy FCU accounts through our mobile app. You can see all your transactions, account details and quickly search by amount, description or date.

*Note - the balance with the small A is your available balance.

Transfers

Transfer money between your accounts with a quick click of a button! You can also view your activity.

*Note - to complete transfers on our mobile app you first must set up the account information in your online banking account.

P2P

Send money to another person using P2P* or Person-to-Person transfers. It works great for things like reimbursing a friend for lunch or rent to your landlord. Click P2P from the menu and then Launch Democracy FCU P2P button. Here you will enter the recipients email address or phone number, a memo (like “July’s Rent”) and the transfer amount. Click Send and you’re done! That easy!

*Note - Contact us for transaction limits for P2P.