back to top
Annual Membership Meeting - RSVP

VISA® Rewards

Redeem your VISA® rewards today!

Earn 1 point for every $1 you spend! Turn those points into gift cards, merchandise, and more!

Log in to Rewards

Need a Credit Card first?

Whatever you need in a credit card, we’ve got you covered!

VISA® Rewards

Get rewarded when you shop! Every dollar you spend earns you one reward point. Redeem for cash, gift cards or even to put toward your Democracy FCU Visa® bill.

VISA® Classic

A fixed-rate credit card with a steady rate and no surprises!

Secured VISA®

Build credit history or re-establish credit with our Secured VISA®. It’s secured by funds in your Democracy FCU Share Savings Account so the application process is streamlined.

More Information

Apply Now

*Certain restrictions apply.