Redeem your VISA® rewards today!
Earn 1 point for every $1 you spend! Turn those points into gift cards, merchandise, and more!
Need a Credit Card first?
Whatever you need in a credit card, we’ve got you covered!
VISA® Rewards
Get rewarded when you shop! Every dollar you spend earns you one reward point. Redeem for cash, gift cards or even to put toward your Democracy FCU Visa® bill.
VISA® Classic
A fixed-rate credit card with a steady rate and no surprises!
Secured VISA®
Build credit history or re-establish credit with our Secured VISA®. It’s secured by funds in your Democracy FCU Share Savings Account so the application process is streamlined.
*Certain restrictions apply.