Remember, with the Democracy FCU Visa Rewards Card you earn rewards for every purchase!
(1)0% Annual Percentage Rate (APR) promotional Balance Transfer offer available on Visa Rewards Credit Card holders; balance transfer must be completed between August 1, 2018 and September 30, 2018 to qualify for 0% APR promotional offer. 0% promotional APR will apply to the balance transferred for 24 months; after the end of the 24 month period, the APR on the transferred balance will revert to the variable APR in place for your regular variable card rate (10.50% - 18.00% APR for the Rewards Credit Card, depending on credit). Other restrictions may apply. The total amount of your balance transfer request cannot exceed your available credit line. Please continue to make payments to your other account(s) until you know the balance is paid. Offer is effective as of August 1, 2018 and is subject to change without notice. Membership with Democracy FCU is required to obtain credit card account. (2) Limited time offer. Additional restrictions may apply. Subject to credit approval.
From clothes to crayons and big ticket items, Democracy FCU can help you get it all done. With rates as low as 8.99% APR*, you’re certain to get more than good grades this year!
(1) 8.99% APR (Annual Percentage Rate) is a fixed-rate on personal, unsecured loans up to $30,000 with terms up to 72 months. Minimum loan amount will depend on term selected. APRs (Annual Percentage Rates) listed are the lowest possible available rates. Rates, terms and conditions vary based on creditworthiness and other qualifications and are subject to change. Additional restrictions may apply. Subject to credit approval. Payment example: For a $10,000 signature loan for a term of 36 months with an 8.99% APR, the monthly payment would be $318.
You've worked hard for your money. Democracy FCU helps your money work for you with our new certificate specials to help you save! Select the term that is right for you:
Move your savings from another financial institution into a 17-Month Certificate at Democracy FCU. You earn 1.65% APY1 with a minimum deposit of $1,000.
Open a 31-Month Certificate by moving your savings from another financial institution and earn 1.85% APY2 with a minimum deposit of $1,000.
*The Annual Percentage Yield (APY) is accurate as of the last dividend declaration date and is available for a limited time and may change at any time. Fees may reduce earnings on the accounts. Dividends will be forfeited if account is closed before accrued dividends are credited. (1) A minimum $1,000 in new funds is required and must be brought from an external source. At maturity, all 17-Month Certificates will renew at the 12-Month share certificate rate and term. (2) A minimum $1,000 in new funds required and must be brought from an external source. At maturity, all 31-Month Certificates will renew at the 24-Month share certificate rate and term.
When buying a new or used car, count on a Democracy FCU auto loan to help keep payments affordable. With rates as low as 2.10% APR1 and fast pre-approvals, you can get the best deal.
(1) 2.10% APR (Annual Percentage Rate) is a fixed rate on New Auto Loans for a maximum of 60 months. A new vehicle is a vehicle that is of the current or previous model year (up to a maximum of one year old) and is currently owned by the original owner of the vehicle. Rates are based on an evaluation of your credit history and available qualified discounts, so your rate may differ. Not all applicants will qualify for the lowest rate on longest repayment term. Terms, rates, and conditions are subject to change without notice. Payment example: For an $18,000 New Auto Loan for a term of 60 months with a 2.10% APR, the monthly payment would be $316.00.