Notice: January 28:
We are currently experiencing intermittent telephone interruptions. We are working quickly to restore full service. We apologize for the inconvenience, and appreciate your patience.
Special Offers
Member Loyalty
Get rewarded for your years of membership with us.
At Democracy Federal Credit Union, we appreciate your business and your trust in us. Therefore, for your years of loyalty to Democracy FCU, we would like to say THANK YOU by offering an additional discount on our already low interest rates for signature and auto loans.*
- VIP Members - 0.25% discount: $5,000 combined balance of share and/or loan balance or 5-9 years of membership
- Executive Members - 0.50% discount: $15,000 combined balance of share and/or loan balance or 10-19 years of membership
- Presidential Members - 0.75% discount: $100,000 combined balance of share and/or loan balance or 20+ years of membership
Additional discounts include:
- Promotional rates on loans and deposits
- Discounts at major retailers in store and online
- Sprint Mobile service discounts
- New member discounts
*New money only. Loan discounts on auto and signature loans only and can be used with 0.50% discount for members with direct deposit of net pay but cannot exceed total discount of 1.50%.