with a low-rate auto loan from Democracy FCU! With rates as low as 2.35% APR* and fast pre-approvals, you can get the best deal.
*2.35% APR (Annual Percentage Rate) is a fixed rate on New Auto Loans for a maximum of 60 months. A new vehicle is a vehicle that is untitled or a current year model and is currently owned by the original owner of the vehicle.
At Democracy Federal Credit Union, we appreciate your business and your trust in us. Therefore, for your years of loyalty to Democracy FCU, we would like to say THANK YOU by offering an additional discount on our already low interest rates for signature and auto loans.*
*New rate discounts effective July 1, 2019:
Additional discounts include:
*New money only. Loan discounts on auto and signature loans only and can be used with 0.50% discount for members with direct deposit of net pay but cannot exceed total discount of 1.50%.
. . . And a Real Estate Agent who pays Cash Rewards at closing!*
(1) Limited time offer. Additional restrictions may apply. Subject to credit approval.
You've worked hard for your money. Democracy FCU helps your money work for you with our certificate specials that help you save! Choose from the below terms:
12-Month Promotion Certificate*
Earn 2.00% APY with a minimum deposit of $1,000 (New Money) when you move your savings from one financial institution into a 12-Month Certificate at Democracy FCU. Existing 12 Month certificates must deposit an additional $1,000 in order to receive 2.00 APY%
Move your savings from another financial institution into a 17-Month Certificate at Democracy FCU. You earn 1.65% APY1 with a minimum deposit of $1,000.
Open a 31-Month Certificate by moving your savings from another financial institution and earn 1.85% APY2 with a minimum deposit of $1,000.
*The Annual Percentage Yield (APY) is accurate as of the last dividend declaration date and is available for a limited time and may change at any time. Fees may reduce earnings on the accounts. Dividends will be forfeited if account is closed before accrued dividends are credited. (1) A minimum $1,000 in new funds is required and must be brought from an external source. At maturity, all 17-Month Certificates will renew at the 12-Month share certificate rate and term. (2) A minimum $1,000 in new funds required and must be brought from an external source. At maturity, all 31-Month Certificates will renew at the 24-Month share certificate rate and term.
Members can receive a 3.00% APR* discount off their qualifying personal loan rate from July 1 - August 15, 2019.
Members can receive a 3.00% APR* discount off their qualifying personal loan rate from August 1 - September 15, 2019.