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CD Specials


Don’t wait, these rates are unbelievable!

A Share Certificate is an easy and high-yield savings method you can take advantage of to save money for the future and earn interest along the way. We’ve made it easy for you to reach your savings goals. All you have to do is decide how much and for how long, and we’ll do the rest!

  • 9-Month Add On | 4.50% APY*
  • Minimum deposit of $500
  • New money only
  • Make additional deposits until maturity without penalties

To take advantage of our Share Certificate Special, existing members can request a callback from a member service representative by filling out the form below or by directly contacting us at 800.742.5582.

If you are not currently a member, please join Democracy FCU and start earning with our Share Certificate Special.

Join Democracy FCU 

Build a Brighter Future
Determine which certificate term works best and how much you should initially deposit to achieve your savings goals.
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Certificate Term (Months)
Future account balance:
Interest earned:
Open a certificate of deposit account with and at an interest rate of %, it will grow to in months. The account will have earned in interest.

Request a Callback for a Share Certificate











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*The Annual Percentage Yield (APY) is accurate as of the last dividend declaration date. The APY is an annualized rate that reflects estimated earnings based on the dividend rate and frequency of compounding. Dividends compounded daily, credited quarterly. Penalties may apply for early withdrawals from certificate accounts. Offering rates may change. Fees may reduce earnings on the accounts. Dividends will be forfeited if account is closed before accrued dividends are credited. New money only. Minimum deposit of $500 for 9-month special. Limited time offer.