Closure
Friday, December 14, 2018: All DFCU branches will close early at 12:00 P.M.You may continue to use your Democracy FCU Visa Credit and Debit cards for purchases and ATM withdrawals during this time. We apologize for any inconvenience and thank you for your patience.

Money Management Savings

Enjoy the benefits of checking plus high dividends. Earn high rates without the risk of uninsured Money Market Mutual Fund Investments. Plus, write up to six checks a month.

Money Management Account Details

So Many Great Features in One Account!

The Money Management Account is the perfect mix of high dividends, flexibility, and safety.

  • $1,000 minimum investment to earn dividends
  • Maximum of 6 withdrawals per month; three checks can be written to a third party
  • Minimum withdrawal of $200
  • Automatic transfer of funds to checking to cover overdrafts
  • Account is insured up to $250,000 by NCUA, backed by the U.S. Government
  • Excess Share Insurance provides an additional $250,000 in coverage
  • Access funds 24/7 through online banking, mobile banking, phone banking and more

Questions about the Money Management Account?

Give us a call or visit a branch. We’d love to talk with you!

Money Management Account Rates

Table data for Money Management Account
 Rates effective 12-17-2018
Balance to Earn APY Dividend Rate APY1 Minimum Deposit Minimum Add'l Deposit Minimum Balance Alert Me
Less than $1,000 0.00% 0.00% None None None
$1,000 to $10,000 0.30% 0.30% None None $1,000.00
Over $10,000 to $25,000 0.35% 0.35% None None $10,000.01
Over $25,000 to $50,000 0.40% 0.40% None None $25,000.01
Over $50,000 to $100,000 0.45% 0.45% None None $50,000.01
Over $100,000 0.50% 0.50% None None $100,000.00
Dividends are paid and compounded monthly. Withdrawal restrictions apply. The annual percentage yield (APY) is accurate as of the last dividend declaration date. Fees may reduce earnings on the accounts.
  • 1APY = Annual Percentage Yield

Estimate Your Money Management Earnings