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Auto Loans

Rates as low as 5.10%

Holiday Loan

APR* as low as 9.00%

Visa® Secured

APR* as low as 7.90%

Home Equity Loan

APR* as low as 3.75%

Personal Loan

APR* as low as 7.99%

Skip-A-Pay

Skip December's auto loan and/or personal loan payment

Featured Offers

VISA® Credit Cards

At Democracy FCU, we have the perfect card to fit your budget and lifestyle!

More Information

Apply for a VISA Credit Card

Personal Loan made personal.

We’ll meet you where you’re at with our affordable Personal Loan!

learn more and apply

Money Management Accounts

Invest your wealth now and grow your future with little effort.

learn more and invest

 

Protect your vehicle.

Get ahead of budget-busting auto repairs with an Extended Warranty on your vehicle.

protect yourself and your car

 

Skip-A-Pay

Just in time for the holidays! Skip your December auto and/or personal loan payment.

skip your payment

Financial Products & Services

Cash-N-Go
Quick cash loans to bridge the gaps
Zelle®
Send money instantly and securely
Online Banking
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News & Updates

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Due to ongoing fraudulent activities, please remain alert and vigilant!

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Our D'Focus Newsletter is here!

Check out all things new at DFCU!

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Check out our higher Share Certificate rates!

Grow your financial future today.

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Learn more about trending financial topics and tips

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The Democracy FCU Difference

Buying power of members achieving their financial freedom

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Staff years dedicated to supporting our members financial freedom

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Average member credit score increase after working with our financial counselors

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*APR = Annual Percentage Rate. New money only. No other discounts apply. Rates, terms, and conditions vary based on credit worthiness and other qualifications and are subject to change.