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Featured Offers

VISA® Credit Cards

At Democracy FCU, we have the perfect card to fit your budget and lifestyle!

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Apply for a VISA Credit Card

Personal Loan made personal.

We’ll meet you where you’re at with our affordable Personal Loan!

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Money Management Accounts

Invest your wealth now and grow your future with little effort.

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Protect your vehicle.

Get ahead of budget-busting auto repairs with an Extended Warranty on your vehicle.

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News & Updates

Stay Diligent Against Fraud

Due to ongoing fraudulent activities, please remain alert and vigilant!

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Our D'Focus Newsletter is here!

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Check out our higher Share Certificate rates!

Grow your financial future today.

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The Democracy FCU Difference

Buying power of members achieving their financial freedom

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Staff years dedicated to supporting our members financial freedom

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Average member credit score increase after working with our financial counselors

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*APR = Annual Percentage Rate. New money only. No other discounts apply. Rates, terms, and conditions vary based on credit worthiness and other qualifications and are subject to change.