Whatever your need in a credit card, we’ve got you covered!
Get rewarded when you shop with the Democracy FCU Visa® Rewards Credit Card! Every dollar you spend earns you one rewards point you can add up and redeem for cash, gift cards or even to put toward your Democracy FCU Visa® bill. And for the first 24 months, enjoy a 0% introductory APR on balance transfers*.
If you’re interested in a fixed-rate credit card, take advantage of a steady rate and no surprises with our Visa® Classic Credit Card.
If you need to build credit history or re-establish credit, our Secured VISA® can help you build credit worthiness. It’s secured by funds in your Democracy FCU Share Savings Account so the application process is streamlined.
|Account Type||APR (as low as)1||Maximum Financed||Comments||Estimate Your Payments||Alert Me|
|VISA Rewards2||13.50%–18.25% Variable||$30,000||Rewards Points||Estimate Your Payment|
|Visa Classic||14.90%||$5,000||Estimate Your Payment|
|VISA Secured||7.90%||$10,000||Funds will be held in share account||Estimate Your Payment|
*0% Annual Percentage Rate (APR) promotional Balance Transfer offer available on Visa Rewards Credit Card holders; balance transfer must be completed between May 15, 2018 and August 19, 2018 to qualify for 0% APR promotional offer. 0% promotional APR will apply to the balance transferred for 24 months; after the end of the 24 month period, the APR on the transferred balance will revert to the variable APR in place for your regular variable card rate. Other restrictions may apply. The total amount of your balance transfer request cannot exceed your available credit line. Please continue to make payments to your other account(s) until you know the transfer payment has been posted. Offer is effective as of May 15, 2018 and is subject to change without notice. Membership with Democracy FCU is required to obtain credit card account.