back to top

1. Learn what Democracy FCU is doing to help members and the community: COVID-19 Resource Center.

2. CLICK HERE to schedule your Alexandria or Silver Hill branch visit! Please visit our COVID-19 Resource Center for branch procedures. 

Mobile Banking

Turn your phone or mobile device into a branch that never closes where you can check balances, review bills, transfer funds, quickly send money with P2P, review your budgets and spending and much more! You can even send and receive secure messages to your Democracy FCU staff from your device.

Important Notes

  • Android Users: If you had the Democracy FCU app on your device prior to the upgrade on July 25, 2017, you will need to uninstall that version and install the new application. Otherwise, you will continue to get an error code when you attempt to login.
  • iPhone Users: If automatic updates isn't turned on on your device, you will need to manually update the Democracy FCU app in the Apple Store. Otherwise, you will continue to get an error code when you attempt to login.
  • In order to enjoy the new Democracy FCU mobile app, you will need to enroll or log into the new online banking system first. You will use the same credentials for online and mobile banking in the new system.

Download and install Democracy FCU Mobile today. Our app is free!

Download for Android

Go to Google Play

Download for iOS

Go to the App Store

Mobile Banking Demo

You can stay connected to your money wherever you are. It’s easy to get started!

Mobile Banking Features


Get a quick glimpse of all your accounts and activity. The dashboard will also tell you if you have any new messages or notifications that need your attention.

Mobile Deposit

Deposit checks from your phone from anywhere, anytime! Provide front and back photos of your check and confirm the amount. Funds deposited through mobile banking are processed like all other deposits and are subject to our Funds Availability Policy.

Message Center

Create, reply to and view secure messages with Democracy FCU. Have a question about your accounts or the app? Send us a message right from your mobile device!

Savings Goals

View savings goals you’ve created in your online banking account. See how much you’ve saved and how much you have left with our goal bar. Goals can only be viewed. To create or edit a savings goal, please do so in your online banking account.


Get access to a wide range of settings, including: editing your profile information, updating security information, changing the account color coding, selecting a background theme, viewing and changing your desired notifications, determining favorite widgets, changing your password and even updating your contact information.


View budgets you’ve created in your online banking account. See how much you’ve spent and how much you have left to spend with our bar. Budgets can only be viewed. To create or edit a budget, please do so in your online banking account.

Bill Pay

Make a quick single payment using the mobile app. You can also view all scheduled payments as well as your payment history.

*Note - to complete single payment bill pay, you first must set up the payee in your online banking account.


Get the full scoop on all your Democracy FCU accounts through our mobile app. You can see all your transactions, account details and quickly search by amount, description or date.

*Note - the balance with the small A is your available balance.


Transfer money between your accounts with a quick click of a button! You can also view your activity.

*Note - to complete transfers on our mobile app you first must set up the account information in your online banking account.


Send money to another person using P2P* or Person-to-Person transfers. It works great for things like reimbursing a friend for lunch or rent to your landlord. Click P2P from the menu and then Launch Democracy FCU P2P button. Here you will enter the recipients email address or phone number, a memo (like “July’s Rent”) and the transfer amount. Click Send and you’re done! That easy!

*Note - Contact us for transaction limits for P2P.