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Boat & RV Loans

Hit the open road or sea with a boat or RV loan from Democracy FCU!

We provide low rates and great service. You can explore the unknown with your new ride and save hundreds!

Get a Recreational Loan for:

  • RVs
  • Motorcyclyes
  • Boats

Find Out How Much You Can Afford

How much do you want to spend monthly on your new toy?
Borrow for up to 36 months
and you can borrow up to:
Loan Amount
Borrow for up to 60 months
and you can borrow up to:
Loan Amount
Borrow for up to 72 months
and you can borrow up to:
Loan Amount>

Apply Today Contact Us to Get Started

Calculations use lowest possible rate, and your rate and/or payment may differ. Rates used in payment calculations above include discounts for direct deposit of net check (pay, Social Security, retirement); or a minimum of $2,500 in unencumbered shares in the Credit Union and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on credit worthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.

Related Products and Services

Why get a boat or RV loan at Democracy FCU?

Now’s the best time to secure a boat and RV loan for new and used vehicles. These loans offer low rates and financial security. We have new and used boat loan rates ranging between 72 and 96 months for up to $35,000, with APRs between 3.55% and 4.5%, respectively. Not to mention, we offer up to 100% financing of the final purchasing price. That means you don’t need to stress over any additional costs or fees when securing your purchase. Our new and used RV loans have terms of up to 72 months with low APRs of 6.5% and also up to 100% financing of the final purchase price. Now, you can get the vehicle of your dreams without worrying. Democracy FCU is here to provide affordable boat and RV financing rates and terms that suit your needs. Call us today with any questions or concerns!

Democracy FCU makes securing both boat loans and RV loans simple. Boat and recreational vehicle loans act similarly to auto loans. They're based on fixed terms and interest rates. Whether you’re buying new or used, we provide low-interest rates to accommodate your financial needs. That’s because we put our clients first. If you live around the DC area, Northern Virginia, or Maryland, we’re here for you. Check out our used RV loans to see for yourself. Our team of expert financial advisers and loan lenders is here to support you no matter what. Call us on our service line or fill out our online submission form. We’ll get back to you as quickly as we can to answer any questions or concerns or approve your loan application.