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Recreational Loans

Hit the open road or sea with a boat or RV loan from Democracy FCU. We provide low rates and great service. You can explore the unknown with your new ride and save hundreds!

Get a Recreational Loan for:

RVs

Motorcycles

Snowmobiles

Wave Runners

Boats

Trailers

Find Out How Much You Can Afford

How much do you want to spend monthly on your new toy?
Borrow for up to 36 months
and you can borrow up to:
Loan Amount
Borrow for up to 60 months
and you can borrow up to:
Loan Amount
Borrow for up to 72 months
and you can borrow up to:
Loan Amount>

Apply Today Contact Us to Get Started

Calculations use lowest possible rate, and your rate and/or payment may differ. Rates used in payment calculations above include discounts for direct deposit of net check (pay, Social Security, retirement); or a minimum of $2,500 in unencumbered shares in the Credit Union and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.25%. Rates, terms, and conditions vary based on credit worthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.

New/Used Boat Loan Rates

Table data for New/Used Boat Loan Rates
 Effective 09-25-2021
Term Loan Amount APR (as low as)1 Monthly Payment per $1,000 Borrowed Amount Alert Me
Up to 72 months Up to $35,000 3.50% $16.10 Up to 100% financing of Purchase Price
Up to 96 months Over $35,000 4.50% $14.61 Up to 100% financing of Purchase Price
Rates, terms, and conditions vary based on credit worthiness and other qualifications are subject to change.
  • 1Annual Percentage Rate. The Recreational Vehicle rates above include discounts for direct deposit of net check (pay, Social Security, retirement); or a minimum of $2,500 in unencumbered shares in the Credit Union. Total rate discounts cannot exceed 1.25%. Rates, terms, and conditions vary based on credit worthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.

New/Used RV Loan Rates

Table data for New/Used RV Loan Rates
 Effective 09-25-2021
Term Loan Amount APR (as low as)1 Monthly Payment per $1,000 Borrowed Estimate Your Payments Alert Me
Up to 72 months Up to 100% of purchase price 6.50% $17.53 Estimate Your Payment
Rates, terms, and conditions vary based on credit worthiness and other qualifications are subject to change.
  • 1Annual Percentage Rate. The Recreational Vehicle rates above include discounts for direct deposit of net check (pay, Social Security, retirement); or a minimum of $2,500 in unencumbered shares in the Credit Union. Total rate discounts cannot exceed 1.25%. Rates, terms, and conditions vary based on credit worthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.