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Branch and ATM Locator

  • Members who use a Democracy FCU ATM will not be charged a fee.
  • Members who use one of the 30,000 surcharge-free ATMs will incur a $2.00 non-proprietary ATM fee from Democracy FCU, but not an out-of-network fee. To avoid these fees, you can open a free KASASA Checking Account
  • Please look for the CO-OP Network logo before using the ATM. ATMs that do not have this logo are not surcharge-free.