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Summertime Loan

9-month CD

Share Secured

IRAs

A Summertime Loan is more than just for vacations.

Whether you're marking a milestone like graduation, planning the perfect wedding, or giving your home that well-deserved renovation, a Summertime Loan is tailored to your whatever you need this summer.

  • 8.00% APR*
  • 18-Month Term
  • Up to $3,000
  • May 15th – August 31st

Apply for a Summertime Loan

Savings you can count on.

Earn more when you save with our Share Certificate Specials!

9-Month Add On | 4.50% APY*

Get Started

*APY= Annual Percentage Yield. New money only.

Build a Brighter Future
Determine which certificate term works best and how much you should initially deposit to achieve your savings goals.
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Certificate Term (Months)
Future account balance:
Interest earned:
Open a certificate of deposit account with and at an interest rate of %, it will grow to in months. The account will have earned in interest.

Savings you can't beat!

Grow your money faster at Democracy FCU when you open a savings account.

Open an Account

Savings rates graphic

Individual Retirement Account

An IRA is a valuable tool for retirement planning, offering tax advantages and investment opportunities to help you build a secure financial future.

There are three main types offered to most people:

  • Traditional IRA
  • Roth IRA
  • Rollover IRA

Learn more about IRAs