Reloadable Visa® Cards

Democracy FCU's Reloadable Visa® Cards offer cardholders a better alternative:

  • Easy to Use - make purchases while avoiding the risk of carrying cash.
  • 24-Hour Cash - obtain cash at Visa®/Plus ATMs 24 hours a day.
  • Reloadable from Anywhere - reload your Prepaid Card by phone or online, 24 hours a day, with your registered funding accounts; or simply stop by your local Democracy FCU branch.
  • Zero Liability - Offers protection from fraudulent use of a lost or stolen card. Learn more about Visa's Zero Liability.

Reloadable Visa® Cards

This card is available to Democracy FCU members age 18+. 

  • Enrollment Fee - $10.00
  • Minimum Load - $25.00
  • Maximum Load - $3,000.00

Student Reloadable Visa® Cards

This card is available to Democracy FCU members between the ages of 13 - 17. 

  • Enrollment Fee - $0.00*
  • Minimum Load - $10.00
  • Maximum Load - $1,000.00

*There is no enrollment fee assessed at Democracy Federal Credit Union branch locations. However, there is a $10.00 online enrollment fee due at the time of enrollment that will be reimbursed to the member.

Benefits of a Reloadable Card

There are many benefits to using the Democracy FCU Reloadable Visa® Card:

  • Get the flexibility of a debit card without tying the card to your account information.
  • Give as a "cash" gift.
  • Manage money for students of all ages without handling cash. 
  • Parents can add and monitor funds for students at school.
  • Shop online without risking an account breach.
  • Keep emergency funds available without having cash around the house.