Friday, December 14, 2018: All DFCU branches will close early at 12:00 P.M.You may continue to use your Democracy FCU Visa Credit and Debit cards for purchases and ATM withdrawals during this time. We apologize for any inconvenience and thank you for your patience.

Reloadable Visa® Cards

Democracy FCU's Reloadable Visa® Cards offer cardholders a better alternative:

  • Easy to Use - make purchases while avoiding the risk of carrying cash.
  • 24-Hour Cash - obtain cash at Visa®/Plus ATMs 24 hours a day.
  • Reloadable from Anywhere - reload your Prepaid Card by phone or online, 24 hours a day, with your registered funding accounts; or simply stop by your local Democracy FCU branch.
  • Zero Liability - Offers protection from fraudulent use of a lost or stolen card. Learn more about Visa's Zero Liability.

Reloadable Visa® Cards

This card is available to Democracy FCU members age 18+. 

  • Enrollment Fee - $10.00
  • Minimum Load - $25.00
  • Maximum Load - $3,000.00

Student Reloadable Visa® Cards

This card is available to Democracy FCU members between the ages of 13 - 17. 

  • Enrollment Fee - $0.00*
  • Minimum Load - $10.00
  • Maximum Load - $1,000.00

*There is no enrollment fee assessed at Democracy Federal Credit Union branch locations. However, there is a $10.00 online enrollment fee due at the time of enrollment that will be reimbursed to the member.

Benefits of a Reloadable Card

There are many benefits to using the Democracy FCU Reloadable Visa® Card:

  • Get the flexibility of a debit card without tying the card to your account information.
  • Give as a "cash" gift.
  • Manage money for students of all ages without handling cash. 
  • Parents can add and monitor funds for students at school.
  • Shop online without risking an account breach.
  • Keep emergency funds available without having cash around the house.