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Our Kasasa Cash & Cashback rates are now higher than ever before!
4.00% APY*
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We're here to help.
The road ahead may feel uncertain, but you don’t have to face it alone.
Whether you’re struggling with job loss, depleted savings, or concerns about your financial future, Democracy FCU is here to help you prepare for brighter days. We’ve strengthened our services with your needs in mind—giving you the tools, resources, and support to take the next step forward.
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Featured Offers
Make your home equity work for you!
Use the equity in your home to fund home renovations, vacations, education costs, and more!
VISA® Credit Cards
At Democracy FCU, we have the perfect card to fit your budget and lifestyle!
Personal Loan made personal.
We’ll meet you where you’re at with our affordable Personal Loan!
Protect your vehicle.
Get ahead of budget-busting auto repairs with an Extended Warranty on your vehicle.
News & Updates
Stay tuned for our 2nd quarter D'Focus Newsletter!
Coming soon!
Have you checked out our blog posts?
Learn more about trending financial topics and tips
Read our latest blog postThe Democracy FCU Difference
Buying power of members achieving their financial freedom
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Staff years dedicated to supporting our members financial freedom
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Average member credit score increase after working with our financial counselors
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*APR = Annual Percentage Rate. New money only. No other discounts apply. Rates, terms, and conditions vary based on credit worthiness and other qualifications and are subject to change.