Credit Union in DC, VA, & MD

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Featured Offers

VISA® Credit Cards

At Democracy FCU, we have the perfect card to fit your budget and lifestyle!

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Personal Loan made personal.

We’ll meet you where you’re at with our affordable Personal Loan!

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Money Management Accounts

Invest your wealth now and grow your future with little effort.

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Protect your vehicle.

Get ahead of budget-busting auto repairs with an Extended Warranty on your vehicle.

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Financial Products & Services

Cash-N-Go

Quick cash loans to bridge the gaps

Zelle®

Send money instantly and securely

Online Banking

News & Updates

Stay Diligent Against Fraud

Due to ongoing fraudulent activities, please remain alert and vigilant!

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Our D'Focus Newsletter is here!

Check out all things new at DFCU!

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Check out our higher Share Certificate rates!

Grow your financial future today.

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Have you checked out our blog posts?

Learn more about trending financial topics and tips

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The Democracy FCU Difference

Buying power of members achieving their financial freedom

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Staff years dedicated to supporting our members financial freedom

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Average member credit score increase after working with our financial counselors

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Member testimonials

L. Mease

They did a fantastic job in analyzing my financial situation and finding opportunities to save me money, especially through refinancing promotions. It's always beneficial to work with someone who can help reduce costs.

T. Tran

I highly recommend Democracy FCU for your financial needs. My loan processor was extremely helpful and walked me through the process. They get an A+ in my book. Thank you!

J. Kittles

They helped me with guidance and help me get on track!

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