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Annual Membership Meeting - RSVP

Philadelphia Part-Time Service Center

300 Spring Garden Street
Philadelphia, PA 19123
Toll Free: 800.742.5582
Phone: 202.488.5400
Fax: 215.413.2752

  • Wednesday - Thursday: 9:00 AM - 3:00 PM
  • Payday Fridays: 9:00 AM - 1:00 PM

Apply to become a member of Democracy Federal Credit Union for financial freedom within our service area. Once you become a member of our credit union in Philadelphia, PA, you’ll have access to our loans with affordable rates; you can also open an account to make saving money easy. We offer many services to all our members and make applying simple because everyone should have access to great money management.

Personal Loans in Philadelphia, PA
There are many reasons you may need to take out a personal loan. Some individuals need the money for a vacation or to purchase luxury items. However, you may also need to take out this type of loan in emergencies, such as if a natural disaster strikes your home. At Democracy FCU, applying for a personal loan is simple, and we have various payback rates to ensure approved members can get the money they need.

Credit Union Car Loan
Car loans provide you with the funds to buy a vehicle. At our credit union, you can get pre-approved for your loan, so you know how much money you have to spend before planning your trip to the dealership. You can review our loan rates and insurance prices for your car.

Credit Union Credit Cards Philadelphia, PA
Democracy FCU has low-rate credit card options for all our members. Apply for one of our many credit cards, including VISA Rewards, VISA Classic, Secured VISA, and Reloadable VISA. You can also transfer the balance from a previous financial institution without worrying about a balance transfer fee. Apply today to enroll for a credit card or reloadable student credit card.

Open a Credit Union Account
Open a checking, savings, money management savings, or IRA savings account to invest and save money. We offer different dividend rates for many savings accounts to help members accumulate more money over time. Start saving your money; it’ll help you have the funds you need in the future.

Contact Us
Don’t hesitate to contact us if you have questions about our credit union in Philadelphia, PA. One of our financial experts will happily tell you more about our options to help you achieve financial freedom.