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Annual Membership Meeting - RSVP

Silver Hill Branch


Effective May 1, 2024, Shared Branch Services will be available via drive-thru only on the following days: Tuesdays, Wednesdays, and Thursdays.

Please note that appointments are only reserved for the days that the branch is open. See operating hours below.

Schedule an appointment

5720 Silver Hill Road
District Heights, MD 20747
Toll-Free: 800.742.5582
Phone: 202.488.5400
Fax: 571.527.2324

  • Lobby Hours: Monday, Wednesday, and Friday only, by appointment from 9:00 AM - 5:00 PM
  • Drive-Thru: Monday – Friday from 8:30 AM – 5:00 PM
  • Closed 12:00 PM - 1:00 PM daily

Looking for a close Shared Branch? Please note: 

Democracy FCU strives to provide all members with superb service. We’re a member-owned credit union that offers various services and loans at low rates to ensure all members can access the financial assistance they need. Apply to become a member of our credit union in District Heights, MD, for access to all our loans and services.

Personal Loans in District Heights, MD
At Democracy FCU, all members can apply for personal loans for a lump sum of cash. An individual may need this large amount of money for a big-ticket purchase, such as a vacation, a home renovation, tax payments, and more. When taking out a personal loan with Democracy FCU, you can enter the needed amount on our online calculator to view the fixed rates for monthly payments based on the desired loan amount and timespan of repayment.

Credit Union Car Loan in District Heights
Buying a car is exciting yet costly, and most people don’t have the money to buy the vehicle in full. With a car loan, our credit union lends you the needed cash to afford the vehicle. Get pre-approved for your loan to ensure you have the necessary funds as you begin car shopping. To learn more about our car loans, click the Services tab and select Car Buying.

Credit Union Credit Cards
With a credit card, you can make purchases and start repaying borrowed money once your monthly statement rolls over. Democracy FCU has many options for opening a credit card, including VISA Rewards, VISA Classic, Secured VISA, and Reloadable VISA. We also offer student credit card options to start building your credit during your academic years.

Open a Credit Union Account
Open a checking, savings, money management savings, or IRA savings account at Democracy FCU. These types of accounts all help you to save money. For example, an IRA savings account ensures you have money saved for when you retire. Ensure you’re financially secure in your golden years by applying for an account at Democracy FCU.

Contact Us
Don’t hesitate to contact us with any questions about our accounts, loans, or services. We’re always happy to help members learn more about our credit union in District Heights, MD so that they can plan for their financial future.