Refer-a-Friend

Refer your family, friends, and coworkers to us, and you’ll each receive $25 when they open an account.*

It’s simple:

Fill out the below form with the information to whom you’d like to refer.

Referred eligible member opens a Primary Share Savings Account and signs up for direct deposit with a minimum of $50.

The referee must name the referrer in the account opening process under “How did you hear about Democracy Federal Credit Union?”

New member enrolls in eStatements.

You BOTH receive $25!*

Keep referring people to earn more—there’s no limit!

Refer a Friend

Please tell us who you are and who you'd would like to refer.

Your first name:
Your last name:
Your email address:
Your friend's first name:
Your friend's last name:
Your friend's email address:
What can you tell your friend about the credit union to encourage them to join?
Can we share what you tell your friend on our website?
Don't worry, only your first name will appear on our website

Sure, why not!
No thanks, keep it private.
Security Please enter the code shown in the image

*Promotion only qualifies on first membership established per primary individual. New member cannot have any prior primary accounts within the last two years. There is no limit to how many times a member can refer new members. For adult members, qualified applicants must be eligible by location or employer, or be a family member of a current Democracy FCU member. Promotion, membership eligibility and details available at democracyfcu.org. Direct deposit must be identifiable payroll direct deposit. $5 minimum deposit and $10 membership fee required to fund initial share savings account for new members. Offer available starting September 1, 2023, to any Democracy FCU eligible, promotion-qualified applicants. We reserve the right to end this campaign at any time. The $25 referral incentive will be deposited into each qualifying member’s Primary Share Savings Account 60 days after meeting requirements. Applicant provides referring member’s name. New member must be referred by an existing Democracy FCU member to receive this offer. Member referral bonuses are taxable dividends and will be reported on IRS Form 1099-INT. Promotions, terms and rates subject to change.

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Refer a Friend