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Learn what Democracy FCU is doing to help members and the community: COVID-19 Resource Center.

TRUECar

TRUECar is car buying made easy. There's no charge for the service or ever any obligation. Your information will only be shared with the dealers you select. Members have seen an average savings of $3,279 off MSRP!*

Become a Member

TRUECar Member Showroom

Apply for an Auto Loan

How does it work?

  1. Visit the Member Showroom. Research a new car based on your preferences or search thousands of pre-owned inventory and see dealer-guaranteed prices.
  2. Print your Guaranteed Savings Certificate featuring a summary of your car with your Guaranteed Savings. The Certificate will also include the information for your dealer contact, so you can arrange a test drive and confirm availability. You are never under any obligation to purchase.
  3. Present your Guaranteed Savings Certificate to your dealer for an easy and hassle-free car buying experience.
  4. Get pre-approved for your car loan and make your car buying experience easier.

*Average Savings represents the average amount of savings off of MSRP presented to users by Certified Dealers based on user-configured new vehicles. Your actual savings may vary based on multiple factors including the vehicle you select, region, dealer, and applicable manufacturer incentives. The Manufacturers Suggested Retail Price ("MSRP") is determined by the manufacturer, and may not reflect the price at which vehicles are generally sold in the dealers trade area as not all vehicles are sold at MSRP. Each dealer sets its own pricing. Your actual purchase price is negotiated between you and the dealer.

Loans